US Mastercard Zero Liability does not apply to commercial accounts (except for small business card programs).Neither H&R Block nor Pathward charges a fee for Emerald Card mobile updates however, standard text messaging and data rates may apply.Other restrictions apply see terms and conditions for details. A qualifying expected tax refund and e-filing are required. Payments you authorize from the account associated with your Refund Transfer will reduce the net proceeds of your refund sent to you. You can file your return and receive your refund without applying for a Refund Transfer. Refund Transfer is a bank deposit product, not a loan. Refund Transfer is an optional tax refund-related product provided by Pathward®, N.A., Member FDIC.Any Retail Reload Fee is an independent fee assessed by the individual retailer only and is not assessed by H&R Block or Pathward. Emerald Card Retail Reload Providers may charge a convenience fee.See your Cardholder Agreement for details on all ATM fees. When you use an ATM, in addition to the fee charged by the bank, you may be charged an additional fee by the ATM operator.Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Emerald Advance SM, is subject to underwriting approval with available credit limits between $350-$1000. Cards issued pursuant to license by Mastercard. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC.Faster access to funds is based on comparison of traditional banking policies for check deposits versus electronic direct deposit. Please check with your employer or benefits provider as they may not offer direct deposit or partial direct deposit. Payroll, unemployment, government benefits and other direct deposit funds are available on effective date of settlement with provider.Additional fees, terms and conditions apply consult your Cardholder Agreement for details. H&R Block Emerald Prepaid Mastercard® is issued by Pathward®, N.A., Member FDIC, pursuant to license by Mastercard.Limited time offer at participating locations. Fees for other optional products or product features may apply. Tax returns may be e-filed without applying for this loan. The loan amount will be deducted from your tax refund, reducing the refund amount paid directly to you. If approved, funds will be disbursed as directed to a prepaid card or checking account at Pathward. Approval and loan amount based on expected refund amount, eligibility criteria, and underwriting. This is an optional tax refund-related loan from Pathward®, N.A.Original supporting documentation for dependents must be included in the application. Supporting Identification Documents must be original or copies certified by the issuing agency.A passport that doesn’t have a date of entry won’t be accepted as a stand-alone identification document for dependents. residency unless the applicant is a dependent of U.S. For tax years beginning after 2017, applicants claimed as dependents must also prove U.S. Additional fees and restrictions may apply. You are required to meet government requirements to receive your ITIN. Having an ITIN does not change your immigration status. An ITIN is an identification number issued by the U.S. H&R Block does not provide immigration services. CAA service not available at all locations.
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